Financing FAQs: Everything You Need to Know About PayTomorrow and Splitit

Quick Answers to Your Most Common Financing Questions

At Med Mart, we offer two flexible financing options—PayTomorrow and Splitit—to make it easier for you to get the equipment you need without paying the full cost upfront.
Here are the most frequently asked questions about financing your purchase.

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Can I Pay Off My Financing Early?

Yes!

• If you choose PayTomorrow, you can pay off your balance early at any time without penalties.

• If you are using Splitit, your payments are automatically made monthly until your purchase is paid in full, but you can pay off the remaining balance early by paying off your credit card.
  
  

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Can I Finance Only Part of My Order?

Not directly.

• Financing through PayTomorrow or Splitit is applied to the entire cart total during checkout.

• If you only want to finance part of an order, you would need to split the items into two separate orders: one financed, one paid directly.
  
  

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Will Applying Affect My Credit Score?

• PayTomorrow:

  • Applying for financing uses a soft credit pull, which does not impact your credit score.

  • If you complete a financing agreement, a hard inquiry may occur, which can have a small impact on your credit.

• Splitit:

  • No credit check is performed.

  • Using Splitit has no effect on your credit score because it uses your existing credit card’s available balance.
    
    

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How Do I Apply for Financing?

• Add your item(s) to your cart.

• Proceed to checkout.

• Select either PayTomorrow or Splitit as your payment method.

• Follow the prompts to complete the financing application or installment setup.

Approval is typically instant.

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What Happens If I Am Not Approved for Financing?

If you are not approved through PayTomorrow:

• You will receive a notification at checkout.

• You can still complete your purchase using another payment method such as a credit card, Amazon Pay, PayPal, or Google Pay.

If you are using Splitit, approval depends on having a sufficient available credit limit on your Visa or Mastercard.

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Need Help With Your Financing Application?

Our team is happy to assist you at any step of the process.

Contact Us:
Phone: [phone]
Email: [e-mail]
Website: medmart.com