Does Insurance Cover Mobility Scooters? – Med Mart

If you or a loved one needs a mobility scooter, one of the first questions you might ask is: “Will my insurance cover this?” The short answer is: sometimes. But there are a few important things you should know before heading down that path.

The Insurance Process: Complicated and Slow

While Medicare and some private insurance plans may offer partial coverage for mobility scooters, the process can be frustrating:

You’ll need a doctor’s prescription stating the scooter is medically necessary inside the home. That’s a key detail—if you only need it for getting around outdoors or running errands, insurance won’t cover it.
You must meet strict guidelines, including proof that you can't use a cane, walker, or manual wheelchair.
Expect delays. Approval can take weeks or even months. And even if you qualify, coverage might only include a basic model—no bells, no whistles, and limited customization.
You don’t get to choose your scooter. Insurance providers work with specific suppliers, so options are often limited.

In other words, getting a scooter through insurance often means jumping through hoops, settling for less, and waiting longer.

Why Buy Direct from Med Mart?

We get it—insurance coverage sounds appealing because of the cost savings. But here’s what makes Med Mart a smarter, faster, and more personalized option:

You’re in control. Choose the scooter that fits your lifestyle—not just what insurance approves.
Expert guidance. Our product specialists help match you to the perfect model, whether you need portability, outdoor performance, or extra comfort.
Faster delivery. Get your scooter shipped to your door right away—no months-long wait for paperwork to clear.
Flexible payment options. We offer financing, HSA/FSA acceptance, and regular promotions to make your purchase more affordable.
Friendly, human support. Have a question? Call us! Our team is here to help—no automated runarounds.

The Bottom Line

If your mobility needs are urgent or go beyond the basics, buying directly is often the best solution. You'll save time, avoid headaches, and get exactly what you need to stay independent and mobile.

Have questions? Give us a call—we’re here to help walk (or roll) you through it.

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